Talking to teens about money makes good sense

My son asked me what is the biggest way that I have saved money over the years. My first thought was not the correct answer, which my daughter actually offered. The beauty of this conversation is that not only do I feel that my teens are financially aware, but that they have learned some of my tips along the way. …

Tightening belt during pandemic doesn’t have to be painful

Perhaps you, like me, are in a household where the monies coming in have been reduced or cut off completely by COVID-19. Or perhaps you know someone in this position. If you’re facing a tighter belt, here are a few things I’ve done this week to save money. Before we get started, this is a great time to get a …

Hot tips to keep us cosy at home this winter

As we crank up our furnaces, or wake them from hibernation, it’s good to know that there is relief for electricity costs in Ontario. No matter what your level of income, there is a program that may benefit you. Some are geared for lower incomes and at least one program is for higher incomes (which isn’t usually the case). The …

Checking your bills can help you save hundreds of dollars a year

We could all use a little more money or find a way to cut some expenses, right? Fellow Northerners, have you heard about the Northern Ontario Energy Credit? It’s been on the television quite a bit lately, but I’ve learned to tune out advertising. It was hard to miss the huge ads in the newspaper, however. According to the ads …