Talking to teens about money makes good sense

My son asked me what is the biggest way that I have saved money over the years. My first thought was not the correct answer, which my daughter actually offered. The beauty of this conversation is that not only do I feel that my teens are financially aware, but that they have learned some of my tips along the way. …

No respect for people who profit from wrecking what others build

I have loved money for as long as I can remember but, sometimes, I really dislike capitalism. What’s happening in the stock market is a good reminder of why I’ll never be a billionaire, because I won’t do whatever it takes for money. There is an adorable (yes, I’m calling myself adorable) photo of me at a wedding with a …

Tightening belt during pandemic doesn’t have to be painful

Perhaps you, like me, are in a household where the monies coming in have been reduced or cut off completely by COVID-19. Or perhaps you know someone in this position. If you’re facing a tighter belt, here are a few things I’ve done this week to save money. Before we get started, this is a great time to get a …

Usury appears to be alive and well

I got a piece of direct mail last week for a service that purports itself to provide “affordable loan solutions.” It said I could apply easily at the branch, online, or by telephone. I could get $5,500 loan – today. I read the conditions on the back, and nowhere did it mention the interest rate for this “affordable” solution that …